Savings Rates

Rates Effective January 1, 2010

Share Account Rates
Account Type Dividend APY
Regular Shares 1.50% 1.50%
IRA Shares 1.50% 1.50%
Draft Accounts .00% .00%

Please note that Draft Accounts (checking accounts) will not earn any interest this quarter.


Share Certificate Rates

$1,000 Minimum Balance
Term APR APY
6 Months 1.00% 1.00%
12 Months 1.75% 1.75%
30 Months 2.00% 2.02%

The following early withdrawal penalties apply to Share Certificates:
6 Month Certificate - One (1) month dividend whether earned or not.
12 Month Certificate - One (1) month dividend whether earned or not.
30 Month Certificate - Three (3) months dividend whether earned or not.
  • APY is Annual Percentage Yield
  • Dividend rate may change after account is opened
  • Account activity fees may reduce earnings on dividend accounts
  • All rates subject to change without notice